Michael Tomas Gebremariam

The Remote Revolution: How the Internet is Reshaping Global Labor Markets

During the 1970s and 1980s, the economic miracle of the East Asian Tigers captured global attention, offering valuable lessons for

Unlocking Ethiopia’s Digital Economy with Super-apps

In November 2022, Elon Musk, the current CEO of Twitter, unveiled his vision of “Twitter 2.0” as an app that

Ethiopian Banks be Ready for the Competition 

One day, I was requesting a mobile banking account from an Ethiopian commercial bank. I brought my driver’s license because

Digital Credit Is the Way Forward for Ethiopia

Imagine a small kiosk (Souq) in rural Ethiopia that requires working capital or a capital loan to conduct or expand

The Case for Central Bank Digital Currency in Ethiopia

Throughout history, humans have used various mediums of exchange, ranging from commodities and gold to the current status quo of

Why the Ethiopian Economy Needs a National ID?

Let’s say you are an Ethiopian living in an area categorized as deep-rural by the Ethiopian government. Chances are that