Michael Tomas Gebremariam
All Publications

๐๐ฎ๐๐ต๐ฒ๐ป ๐๐ฎ๐ป๐ธ'๐ ๐ฅ๐ฒ๐๐ฒ๐ป๐๐ฒ ๐๐๐บ๐ฝ๐ ๐ฏ๐ฐ% ๐๐ผ ๐๐ถ๐ฟ๐ฟ ๐ฏ๐ญ.๐ฐ ๐๐ถ๐น๐น๐ถ๐ผ๐ป ๐ฎ๐ ๐ฃ๐ฟ๐ผ๐ณ๐ถ๐ ๐๐ฟ๐ผ๐๐๐ต ๐๐ฎ๐ด๐
Dashenโs customer base has also expanded by 17.4% to 7.88 million, supported by a nationwide network of 906 branches.
25 December 2025
By Michael Tomas Gebremariam

Designed for Whom? The Mirage of Women-Centric Digital Finance in Ethiopia
Closing Ethiopiaโs gender gap in digital finance wonโt happen with slogans. โWomen-centricโ DFS too often means minor tweaks to products never designed around womenโs real lives.
22 December 2025
By Michael Tomas Gebremariam





